We have reached a huge milestone that we’ve been working towards for the past 9 months (no, we didn’t grow a baby)…. we paid off our debt! Now the only debt that we have (both as the Chansons and as Radiant) is school debt! No more credit card payments, no car payments, no mortgage payments (only because we don’t have a house though- ha ha), and no -absolutely no- business debt to make payments towards!! Hooray!
So if you are planning your wedding during this recession and you are worried about your vendors going bankrupt and shutting down while holding onto your down payments… never fear, Radiant will still be here! No one’s going to come take our business because of the money we owe them and no one is going to tell us we can’t come shoot the wedding that you have paid us to shoot!
(These photos were taken with our Radiant photobooth set up, minus our usual white backdrop)
We are not saying this to brag about how good we are with money (in fact we wouldn’t have been in debt in the first place if we were money geniuses) we say it because we have been waiting for the day we can whoop it up and get excited about this feeling of freedom and we want all of you to celebrate with us! We’re also saying it because we wouldn’t be able to sleep at night if we didn’t publicly give credit where credit is due. We didn’t do this on our own, we actually took a class on how to become debt free and we had an AMAZING group of people taking this class with us who rallied around us to make sure we actually made it to this day!
Not only that, but the person who led the class was a wonderful woman named Karyn LaRocca who is also a personal budget counselor. Karyn met with us personally and was always available to help us figure out all the specifics of our finances (which is a big deal because our finances get pretty complicated since we own a business). Karyn is super passionate about helping people dig themselves out of the hopelessness that debt can bring. She really truly just wants to see people live their lives to the fullest without the unnecessary stress, relational tension, fear, etc., etc. that debt brings into life and she is very skilled at helping people do that. Her compassion for people in difficult financial situations is what motivates her daily, so you never have to feel judged or intimidated as you open up about this major area of life that most people are not used to talking about. If you need help “reclaiming financial control” as Karyn says, then please make sure you call this lady! Thank you, Karyn, for your passion and dedication to helping people find freedom in life and for working your fingers to the bone every day just so you can help people like us. We know you pour your heart and soul into your business and we pray that it really pays off for you in the end. Bottom line… Karyn’s amazing and you should call her!
Karyn can also help you get hooked up with a Financial Peace University class, which is the one we took that brought us to this wonderful day! If you’re lucky, you’ll end up with people in your class who are as wonderful as the ones we met in our class (even though I don’t think that’s possible since the people in our class were the most amazing people EVER)! Once you start discussing finances, it’s amazing how many other extremely important issues come to the table as well, like marriage, family, life crises, depression, etc….which is probably exactly why we SHOULD find people we can talk to about money so that we don’t have to go through all these things in life alone! We really do believe we made life long friends as we spent time bonding over these deep issues in life that are usually considered too taboo to talk about in our culture. We can’t even begin to describe how grateful we are for the Brannans and the Ellisons for walking through all of this with us and for constantly encouraging us, while being very open and genuine about their lives at the same time. You guys seriously, actually, really did change our lives and we will never be the same… for the better of course. We love you, and your friendships mean the world to us. Thanks for getting involved in all the messy parts of our life and for working so hard to help us clean them up.
One last hoorah for us…. yay, yay, yay, YAY! Radiant Photography is DEBT FREE!!!!!!!!!!!
P.S. CALL KARYN!
NICE WORK! You should be excited! This is a huge accomplishment in these times! Im going to call Karyn… =)
I am humbled by your words. Thank you so much. I am so proud of you both! You made a goal and stuck to it and your life will now be changed forever! Continue to spread the message, it needs to be heard. May God bless you both!
You guys ROCK!!!! I couldn’t be prouder of you both. I’m sending this to Katie. She’s on the same track and this will be a great encouragement.
Blessings and Love,
Cindy
Way to go! It’s been awhile…maybe we can come to your open house one of these weeks! Proud of you guys…keep up the good work.
YOU’R DEBT FREEEEEEEE.
Congratulations and keep rolling that snowball. FPU is awesome and now that you are debt free you are no longer slave to Visa!
Best of luck with the loans.
Oops I missed the E on You’re.